Refuge Retirement solutions - Your Trusted
Financial Service Professional
Coverage
Maximize your investments and protect your assets.
Life Insurance
Life insurance is a financial product that provides money to your chosen beneficiaries (like family or loved ones) after you pass away. In exchange, you pay regular premiums to the insurance company. It helps cover expenses like funeral costs, debts, or lost income, ensuring financial security for those you leave behind.
Mortgage Protection
10, 15, 20 or 30 Year coverage that will pay your mortgage off or pay your mortgage payments if you become ill, disabled or die.
Up to 65 Million in Term Life insurance to make sure your family and assets are protected if you become ill, disabled or die.
Indexed Universal
Skip the bank and start borrowing against yourself for life's bigger purchases. Tax deferred savings in the most secure account you can put your money in. Indexed Universal Life (IUL) insurance is a flexible, long-term financial tool that provides both life insurance protection and a powerful way to grow your wealth.
Annuity
Fixed Indexed Annuity retirement planning. Easy 401k Rollovers and tax free retirement income. An annuity is a financial product designed to provide a steady stream of income, typically for retirement.
Our Mission
At Chicago's Insurance Agency, your peace of mind is our mission. We understand that every individual’s needs are unique. That's why we offer personalized, comprehensive life insurance solutions. Our goal is to provide protection and security for you and your loved ones. Trust us to be there when it matters most. Chicago's Insurance Agency — protecting your future today.
Testimonials
I can't thank the team enough for their help with my life insurance policy. They took the time to understand my family's needs and explained everything clearly. Now, I have peace of mind knowing my loved ones are protected no matter what. I highly recommend their services to anyone looking for honest advice and real solutions.
Sarah M., Houston, TX
Choosing an Indexed Universal Life plan was a big decision for me, and I'm so grateful I had professionals guiding me through it. They made the process easy to understand, and I love that my policy offers both protection and growth potential. It's one of the best financial decisions I've made for my future.
David L., Scottsdale, AZ
When I started looking into mortgage protection insurance, I was overwhelmed with options. This team made it simple. They matched me with a policy that perfectly fit my budget and needs. Knowing my home is protected if anything happens to me gives my family and me real security.
Jessica R., Orlando, FL
Working with this insurance team was truly a stress-free experience. They helped me set up an annuity that fits perfectly with my retirement goals. I now have guaranteed income for the future and complete peace of mind. Their knowledge, patience, and personalized service made all the difference. Highly recommend to anyone planning ahead!
Michael S., Charlotte, NC
Frequently Asked Questions
Life insurance provides financial protection for your loved ones by paying a tax-free death benefit if you pass away. It helps cover expenses like mortgage payments, education costs, and daily living needs, offering peace of mind for your family's future.
Term life insurance offers coverage for a specific period and is generally more affordable. Permanent life insurance, such as Whole Life or Indexed Universal Life (IUL), provides lifelong coverage and includes a cash value component that grows over time.
An IUL is a flexible type of permanent life insurance that links your cash value growth to a stock market index, offering potential for higher returns while protecting against market losses.
The cash value increases based on the performance of the selected index, with caps on maximum returns and a floor to protect against market downturns.
An annuity is a financial product designed to provide a steady, guaranteed stream of income, often used for retirement planning.
Yes. Common types include fixed annuities, indexed annuities, and variable annuities — each offering different levels of risk and growth potential.
Annuities can provide guaranteed retirement income, protect your savings, and help ensure you don't outlive your assets.
Mortgage protection insurance is life insurance tailored to pay off your mortgage if you pass away, become disabled, or experience a critical illness.
Many mortgage protection policies offer simplified approval without requiring a medical exam, making it easy to secure coverage quickly.